Welcome to Loanzy. These Terms and Conditions (“Terms”) govern your use of our website, services, and related applications (collectively, the “Service”). By accessing or using Loanzy, you agree to be bound by these Terms. If you do not agree, please do not use our Service.
Loanzy is a financial consultancy and facilitation platform that assists users in exploring, comparing, and connecting with financial products including loans, insurance, and investment options offered by third-party banks, NBFCs, financial institutions, and service providers.
Loanzy does not directly provide financial products, act as a lender, or function as an investment provider. Loanzy acts solely as a facilitator and does not influence or control the decisions made by financial institutions or service providers.
To use our Service, you must:
● Be at least 18 years old
● Have the legal capacity to enter into binding agreements
● Provide accurate and complete information
Loanzy may provide:
● Loan eligibility assistance
● Loan application guidance
● Insurance and investment product guidance
● Document collection support
● Financial product comparisons
● Customer support for financial service-related queries
We reserve the right to modify or discontinue any part of the Service at any time without prior notice.
Approval of loans, issuance of insurance policies, or investment outcomes are solely determined by third-party financial institutions and providers. Loanzy does not guarantee:
● Loan approval
● Insurance approval or claims
● Investment returns or performance
● Interest rates or pricing
● Processing time
All decisions are made by the respective banks, financial institutions, insurers, or investment providers.
You agree to:
● Provide true, accurate, and up-to-date information
● Not misuse the Service for fraudulent purposes
● Maintain confidentiality of your account credentials
● Comply with all applicable laws and regulations
● Ensure that all submitted documents are valid and authorized
Loanzy may charge service fees for certain consultancy or facilitation services. Any applicable fees will be clearly communicated before being charged.
Our Service may include links or integrations with third-party financial institutions and service providers. Loanzy is not responsible for:
● Third-party content
● Loan, insurance, or investment terms offered by providers
● Privacy practices of third parties
Users are advised to review third-party terms and policies separately.
Loanzy provides general financial guidance across loans, insurance, and investment-related products. We do not provide legal, tax, or investment advisory services. Users are encouraged to make independent decisions or consult qualified professionals.
Loanzy shall not be liable for any:
● Financial losses
● Loan rejection, insurance rejection, or claim issues
● Investment losses or performance outcomes
● Delays caused by third-party providers
● Incorrect information provided by users or third parties
● Technical issues or service interruptions
Use of the Service is at your own risk.
We reserve the right to suspend or terminate access to our Service if:
● You violate these Terms
● Fraudulent activity is detected
● Required by law or regulatory authorities
If you have any questions about these Terms, please contact us:
● Email : info@loanzy.in
● Phone : +918866439988
● Website : https://loanzy.mydigitalshops.com/